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Share/Savings Accounts
Convenient and easy to use a credit union share account offers competitive rates and a secure means of saving. Deposits can be made through the mail, over the counter or electronically through direct deposit. Share accounts can also be used to post electronic payments from other companies.
- Maintain a $5 minimum balance in a Share Account for credit union membership, and access to all credit union services.
- Dividends are paid Quarterly on balances of $100 or more.
- Quarterly Statement
Share Draft/ Checking Accounts
Need to pay those bills? With a credit union Share Draft account you can do so by writing a check, using your VISA Check card, or having the payment pulled electronically from your account. Share Draft accounts have no minimum balance requirements, no transaction fees and pay no dividends.
- No Minimum Balance required
- No deposit or per check fees
- $3.00 per month to receive checks back
- No dividends paid
- Monthly Statement
Holiday Club
A credit union Holiday club is a convenient and easy way to save for the Holiday Season. Contributions can be made through mail, over the counter or payroll deduction. Saving is easy as funds can not be withdrawn without closing the account.
- Club Checks are cut and mailed on the first business day of October.
- Dividends are paid as of September 30th.
- Quarterly Statement
- Can be opened with as little as $5.00
Vacation Club
Saving for that special getaway. Our Vacation Club can help you set aside the money you will need. Contributions can be made through mail, over the counter or payroll deduction, and funds can be accessed at any time.
- Dividends are paid Quarterly on balances of $100 or more.
- Quarterly Statement
- No minimum balance requirement
Individual Retirement Accounts (IRA’s)
The credit union offers Roth, Educational and simple IRA’s as a convenient and practical investment option for our members. Speak to one of our staff to discuss the best options for you.
Term Share Certificates of Deposit (CD’s)
Earn a higher rate of return on your funds by investing in one of our credit union term share Certificates of Deposit. Rates are competitive based on the term of the certificate, with only a one (1) month penalty for early withdrawal.
- Certificates Terms are available in 6, 12 and 24 months.
- All certificates pay dividend at maturity.
US Savings Bonds
The credit union offers both Series EE and Series I US Savings Bonds. These bonds are great for Savings for College or Retirement, and offer competitive rates and a secure investment.
- Federally tax-deferred.
- Exempt from State and Local tax until date of redemption
- Series EE Bonds are available in denominations from $50 to $10,000.
- Series EE Bonds can be purchased at half of the face value
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